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HomeMy WebLinkAboutORDINANCE 1317-1989• Suggested by: City of Kenai ORDiNANM NO. 1317-89 Administration AN ORDINANCE OF THE COUNCIL OF THE CITY OF KENAI, ALASKA AMENDING KMC' 23,40.095 BY INCREASING THE EMPLOYER CONTRIBUTION TO THE SUPPLEMENTAL RETIREMENT PLAN FROM 2% TO 4% OF THE FIRST $37,500 OF BASE WAGES..' WHEREAS, the City currently contributes 2% of the first $37,500 of•base wages for eligible employees to a supplemental retirement plan, and WHEREAS, the Supplemental Retirement Program was designed as a partial replacement for the Social Security Program, from which the City withdrew in 1981, and WHEREAS, maximum Social Security contributions for each of the employer and employee have increased $1,629.75 per employee since 1981, and WHEREAS, the City Administration is requesting that the employer contribution rate be increased to 4% of the first $37,500 of base wages, which is a maximum increase of $750 per employee. NOW, THEREFORE, BE IT ORDAINED BY THE COUNCIL OF THE CITY OF KENAI-r ALASKA that KMC 23.40.095 is hereby amended as follows: 23.40.095 Supplemental Retirement: All permanent employees 21 yeare of age or older with six months of service regularly scheduled to work fifteen (15) hours or more per week shall be eligible to participate in a supplemental retirement program to be selected by the City Manager. The City's contribution on behalf of each eligible employee shall be [TWO] four percent [(2%)] j4� of the first $37,500 of base wages earned in a calendar year. The contribution shall not apply to additional compensation to employees, such as overtime pay► holiday pay, and qualification pay. PASSED BY THE COUNCIL OF THE CITY OF KENAI, ALASKA, this 17th day of May, 1989. S- N J. W IAMS, MAYOR ATTEST: et Ruotsala, City Clerk First Reading: May 3, 1989 Second Reading: May 17, 1989 Effective Date: July 1, 1989 Approved by Finance: _ e c3Q (4/26/89) MEMORANDUM TO: Kenai City Council FROM: Charles A. Brown, Finance Director � Q DATE: April 26, 1989 • SUBJECT: Supplemental Retirement On December 31, 1981, the City of Kenai withdrew from the Social Security program. At that time, the City's contribution rate (matched by the employee) was 6.65% of $29,700 of wages (maximum = $1,975.05). On July 1, 1984, the City Council authorized a City contribution on behalf of eligible employees into a supplemental retirement account of 2% of the first $37,500 of base wages (maximum = $750.00). There is no employee contribution. (It appears that this $37,500 figure was derived from the maximum social security taxable wages in 1984, which was 6.7% of $37,800.) Currently, the social security tax is 7.51% for each of the employer and employee of the first $48,000 of wages (maximum = $3,604.80). Had the City remained in the Social Security program, the:..City's share would have increased (at a maximum) from $1,975.05 in 1981 to $3,604.80 in 1989, or $1,629.75 per employee. Since 1984, the date we first started the supplemental retirement plan, social security has increased (at a maximum) from $2,532.60 to $3,604.80, or $1,072.20 per employee. The City Administration is requesting an increase in the supplemental retirement rate from 2% to 4%, with the cap remaining at $37,500. The maximum increase per employee would be $750. The City, over the years, has realized substantial savings as a result of its withdrawal from the Social Security program versus the Supplemental Retirement program. For example, in 19.89, the savings at the 2%/$750 rate is approximately $2000000; at the 4%/$1500 it is approximately $143,000. However, as if to complicate this calculation, employees hired after April 1, 1986, have.been in the medicare portion of social security, which is 1.45% of eligible wages. In FY88-89, this will cost the City about $10,000. The cost of the additional 2% budgeted for FY89-90 supplemental retirement is about $56,000. i ,. - -._ �.• _�.�•.� _t, .,i� - .. i., i -r k- t 2 _ if _ i t; >. .: 1•:'S .1' t �..1.