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HomeMy WebLinkAboutRESOLUTION 1979-25T~ .-~_ ~- T_ T ~ ~~ ~~ ~~ CITY OF KENAY RESOLUTION NO. 79-25 A RESOLUTION OF THE COUNCIL OF THE CITY OF RENAI, ALASRA URGING THE ALASKA HOUSING FI!dAIL'~E CORPORATION TO CLASSIFY TIiE ENTIRE KENAI PENINSULA BOROUGH AS A RURAL AREA FOR MORTGAGE LOAN PURPOSES. WHEREAS, the recent rise of interest rates charged by conventional sources of mortgage loans has made the financing of single family homes increasingly difficult and expensive to procure; and WHEREAS, the uniform availability of lower interest mortqage loans underwritten by the Alaska Housing Finance Corporation (AHFC) helps the qrowth and well-being of the Borouqh and its citizens; and WHEREAS, AHFC regulations classify the City of Kenai as Suburban and all other areas of the Borough as Rural; and WHEREAS, AHFC requlations seriously limit the availability and maximum amount of mortqage loans made in Suburban areas as contrasted with Rural areas; and WHEREAS, the population density and land use patterns within the City of Renai are primarily rural in nature and do not justify the discriminatory classification; and WHEREAS, the limitations placed upon mortgage loans within the City of Kenai are channeling new home construction and purchases into areas outside the City's boundaries and threaten to erode the financial and social stability of the City of Kenai: NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF KENAI, ALA3KA AS FOLLOWS: Section 1: That the Council finds that current class f cation of the City of Kenai as Suburban by the Alaska Housing Finance Corporation is not justified by existing population densities and land-use patterns and that this classification is discrim~natory and undermines the development and growth of the City of Kenai. ~ ' ~ . - -